/* ---------- Design tokens ---------- */
:root {
  --navy-900: #0a2554;
  --navy-800: #113a72;
  --navy-700: #164f92;
  --blue-500: #0d78d1;
  --blue-400: #4fa8e8;
  --ink: #10203a;
  --slate-600: #4b5b73;
  --slate-400: #8798ad;
  --line: #e2e8f1;
  --bg: #ffffff;
  --bg-alt: #f5f8fc;
  --success: #1c8a5b;
  --danger: #c23b3b;
  --radius: 14px;
  --shadow-sm: 0 1px 2px rgba(10,37,84,0.06), 0 1px 1px rgba(10,37,84,0.04);
  --shadow-md: 0 16px 40px rgba(10,37,84,0.14);
  --container: 1160px;
  font-size: 16px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
h1, h2, h3, h4 { line-height: 1.2; margin: 0 0 .5em; font-weight: 700; }
p { margin: 0 0 1em; color: var(--slate-600); }
ul { padding: 0; margin: 0; list-style: none; }

.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}

.skip-link {
  position: absolute; left: -999px; top: 0; background: var(--navy-900); color: #fff;
  padding: 10px 16px; border-radius: 0 0 8px 0; z-index: 1000;
}
.skip-link:focus { left: 0; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  font-weight: 600; text-decoration: none; border-radius: 999px;
  border: 2px solid transparent; cursor: pointer; transition: transform .15s ease, box-shadow .15s ease, background .15s ease;
  white-space: nowrap;
}
.btn-primary {
  background: linear-gradient(135deg, var(--blue-500), var(--navy-700));
  color: #fff;
  box-shadow: var(--shadow-sm);
}
.btn-primary:hover { box-shadow: var(--shadow-md); transform: translateY(-1px); }
.btn-ghost {
  background: transparent; color: var(--navy-800); border-color: var(--line);
}
.btn-ghost:hover { border-color: var(--blue-500); color: var(--blue-500); }
.btn-sm { padding: 8px 18px; font-size: .875rem; }
.btn-lg { padding: 15px 30px; font-size: 1rem; }
.btn-block { width: 100%; }

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255,255,255,.9);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  height: 80px; gap: 24px;
}
.logo {
  display: flex; align-items: center;
  text-decoration: none; flex-shrink: 0;
}
.logo-img { height: 34px; width: auto; display: block; }
.main-nav { display: flex; gap: 28px; }
.main-nav a {
  text-decoration: none; color: var(--slate-600); font-weight: 500; font-size: .95rem;
  transition: color .15s ease;
}
.main-nav a:hover { color: var(--navy-800); }
.header-cta { display: flex; align-items: center; gap: 20px; }
.nav-toggle { display: none; background: none; border: none; cursor: pointer; padding: 8px; }
.nav-toggle span {
  display: block; width: 22px; height: 2px; background: var(--navy-900); margin: 5px 0; border-radius: 2px;
}
.mobile-nav {
  display: none; flex-direction: column; gap: 2px; padding: 8px 24px 20px;
  border-top: 1px solid var(--line);
}
.mobile-nav a {
  padding: 12px 4px; text-decoration: none; color: var(--slate-600); font-weight: 500;
  border-bottom: 1px solid var(--line);
}
.mobile-nav .btn { margin-top: 14px; }

/* ---------- Hero ---------- */
.hero {
  background: radial-gradient(1200px 500px at 80% -10%, #eaf3ff 0%, transparent 60%), var(--bg);
  padding: 72px 0 64px;
}
.hero-inner {
  display: grid; grid-template-columns: 1.15fr .85fr; gap: 56px; align-items: center;
}
.eyebrow {
  text-transform: uppercase; letter-spacing: .08em; font-size: .78rem; font-weight: 700;
  color: var(--blue-500); margin-bottom: 14px;
}
.hero h1 { font-size: clamp(2.1rem, 3.6vw, 3.15rem); color: var(--navy-900); letter-spacing: -0.01em; }
.text-accent { color: var(--blue-500); }
.hero-sub { font-size: 1.08rem; max-width: 54ch; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin: 28px 0 24px; }
.hero-trust { display: flex; flex-wrap: wrap; gap: 10px 22px; }
.hero-trust li {
  font-size: .875rem; color: var(--slate-600); font-weight: 500;
  padding-left: 22px; position: relative;
}
.hero-trust li::before {
  content: ""; position: absolute; left: 0; top: 3px; width: 14px; height: 14px; border-radius: 50%;
  background: var(--success); opacity: .18;
}
.hero-trust li::after {
  content: "✓"; position: absolute; left: 2px; top: -1px; font-size: .7rem; color: var(--success); font-weight: 800;
}

.hero-visual { position: relative; }
.hero-illustration { width: 100%; height: auto; display: block; }
.hero-card {
  background: var(--navy-900); border-radius: var(--radius); padding: 30px;
  box-shadow: var(--shadow-md); color: #fff;
  position: relative; margin: -56px 6% 0 8%; z-index: 2;
}
.hero-card-row {
  display: flex; justify-content: space-between; align-items: baseline; gap: 16px;
  padding: 18px 0; border-bottom: 1px solid rgba(255,255,255,.12);
}
.hero-card-row:last-child { border-bottom: none; }
.hero-card-label { font-size: .8rem; color: #9fb4d6; }
.hero-card-value { font-weight: 700; text-align: right; font-size: 1.02rem; }

/* ---------- Benefits strip ---------- */
.benefits-strip { background: var(--navy-900); padding: 46px 0; }
.benefits-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px;
}
.benefit { color: #fff; }
.benefit-icon { width: 30px; height: 30px; color: var(--blue-400); margin-bottom: 14px; }
.benefit h3 { color: #fff; font-size: 1.02rem; margin-bottom: 6px; }
.benefit p { color: #a9bdd9; font-size: .92rem; margin: 0; }

/* ---------- Sections ---------- */
.section { padding: 88px 0; }
.section-alt { background: var(--bg-alt); }
.section-head { max-width: 640px; margin: 0 auto 48px; text-align: center; }
.section-head h2 { font-size: clamp(1.6rem, 2.6vw, 2.2rem); color: var(--navy-900); }
.section-sub { font-size: 1.02rem; }
.section-head .eyebrow, .lead-copy .eyebrow { justify-content: center; }

/* ---------- Steps ---------- */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.step {
  background: var(--bg); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 32px 28px; position: relative;
}
.step-num {
  display: inline-flex; align-items: center; justify-content: center;
  width: 38px; height: 38px; border-radius: 50%;
  background: linear-gradient(135deg, var(--blue-500), var(--navy-700));
  color: #fff; font-weight: 800; margin-bottom: 18px; font-size: 1.05rem;
}
.step h3 { color: var(--navy-900); font-size: 1.1rem; }
.step p { margin: 0; }

/* ---------- Cards (solutions) ---------- */
.cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.card {
  background: var(--bg); border-radius: var(--radius); padding: 28px 24px;
  border: 1px solid var(--line); transition: box-shadow .15s ease, transform .15s ease;
}
.card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.card h3 { color: var(--navy-900); font-size: 1.05rem; }
.card p { margin: 0; font-size: .94rem; }

/* ---------- Lead form ---------- */
.lead-section { background: var(--bg); }
.lead-inner { display: grid; grid-template-columns: .9fr 1.1fr; gap: 56px; align-items: start; }
.lead-copy .section-sub { max-width: 46ch; }
.lead-copy .hero-trust { margin-top: 20px; }
.lead-illustration { width: 88%; max-width: 360px; height: auto; display: block; margin: 32px auto 0; }
.lead-form {
  background: var(--bg-alt); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 32px; display: flex; flex-direction: column; gap: 18px;
}
.form-row { display: flex; flex-direction: column; gap: 6px; }
.form-row-split { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-row-split > div { display: flex; flex-direction: column; gap: 6px; }
label { font-size: .85rem; font-weight: 600; color: var(--navy-900); }
input, select {
  font: inherit; padding: 12px 14px; border-radius: 9px; border: 1.5px solid var(--line);
  background: #fff; color: var(--ink); width: 100%;
}
input:focus, select:focus {
  outline: none; border-color: var(--blue-500); box-shadow: 0 0 0 3px rgba(47,123,214,.15);
}
.consent-row {
  display: flex; align-items: flex-start; gap: 10px; font-size: .82rem; font-weight: 400;
  color: var(--slate-600);
}
.consent-row input { width: auto; margin-top: 3px; }
.form-status { font-size: .88rem; min-height: 1.2em; margin: 0; text-align: center; }
.form-status.success { color: var(--success); font-weight: 600; }
.form-status.error { color: var(--danger); font-weight: 600; }
.field-error { border-color: var(--danger) !important; }

/* ---------- FAQ ---------- */
.faq-list { max-width: 760px; margin: 0 auto; display: flex; flex-direction: column; gap: 12px; }
.faq-item {
  border: 1px solid var(--line); border-radius: 12px; padding: 6px 22px; background: var(--bg);
}
.faq-item summary {
  cursor: pointer; padding: 16px 0; font-weight: 600; color: var(--navy-900);
  list-style: none; display: flex; justify-content: space-between; align-items: center;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: "+"; font-size: 1.3rem; color: var(--blue-500); font-weight: 400; margin-left: 12px;
}
.faq-item[open] summary::after { content: "–"; }
.faq-item p { padding-bottom: 18px; margin: 0; }

/* ---------- Final CTA ---------- */
.final-cta {
  background: linear-gradient(135deg, var(--navy-900), var(--navy-700));
  padding: 72px 0; text-align: center;
}
.final-cta-inner h2 { color: #fff; font-size: clamp(1.6rem, 2.6vw, 2.1rem); }
.final-cta-inner p { color: #b9c9e2; margin-bottom: 26px; }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy-900); color: #b9c9e2; padding: 60px 0 26px; }
.footer-inner {
  display: grid; grid-template-columns: 1.4fr .8fr .8fr .8fr; gap: 32px; padding-bottom: 40px;
  border-bottom: 1px solid rgba(255,255,255,.12);
}
.footer-brand .logo-img { height: 30px; filter: brightness(0) invert(1); }
.footer-brand p { color: #94a8c9; font-size: .9rem; max-width: 32ch; margin-top: 12px; }
.footer-col h4 { color: #fff; font-size: .85rem; text-transform: uppercase; letter-spacing: .06em; margin-bottom: 14px; }
.footer-col ul { display: flex; flex-direction: column; gap: 10px; }
.footer-col a { color: #b9c9e2; text-decoration: none; font-size: .92rem; }
.footer-col a:hover { color: #fff; }
.footer-legal { padding-top: 24px; font-size: .78rem; color: #7d90b3; }
.footer-legal p { color: inherit; }

/* ---------- Responsive ---------- */
@media (max-width: 980px) {
  .hero-inner { grid-template-columns: 1fr; }
  .hero-visual { order: -1; max-width: 420px; margin: 0 auto; }
  .benefits-grid { grid-template-columns: repeat(2, 1fr); }
  .steps { grid-template-columns: 1fr; }
  .cards { grid-template-columns: repeat(2, 1fr); }
  .lead-inner { grid-template-columns: 1fr; }
  .footer-inner { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 720px) {
  .main-nav { display: none; }
  .nav-toggle { display: block; }
  .mobile-nav.open { display: flex; }
  .benefits-grid { grid-template-columns: 1fr 1fr; }
  .cards { grid-template-columns: 1fr; }
  .form-row-split { grid-template-columns: 1fr; }
  .footer-inner { grid-template-columns: 1fr; }
  .section { padding: 64px 0; }
}